Tuesday, December 18, 2012

Identity Guard - Reducing Fraud Incidents Effectively

Identity theft is a major crime that provides substantial payout with little possibility of getting caught by authorities. As the Internet era progresses, so do the abilities of the perpetrators of identity theft, which can victimize any individual regardless of their location on the planet. In 2009 alone, as Javelin Strategies have reported, more than 11 million American men and women became victims of identity thieves. This increasingly alarming rise in the number of victims is a highly valid reason for people to obtain protection from services like Identity Guard. Carrying on with the slipshod manners of dealing with finances through the Internet can doubly push these figures skywards.

The continued rise of the statistics is somewhat anticipated by many experts. But what is surprising is the fact that despite the constant warnings and reminders from authorities, many people are still oblivious and careless with their financial transactions. A lot of these people still perform financial transactions without making sure that the environment is a safe one. Additionally, many individuals are not the least bit skeptical with the apps they use in conducting such sensitive matters. To make matters worse, lots of folks remain sloppy with their habits that are connected with the safety of their identities. What most people fail to realize is that while identity theft is a rampant problem, it is something that they can truly avoid.

Identity theft prevention is possible. With a number of efforts targeted at curbing instances of theft, consumers can get themselves protected and safe from the terrible aftermath of stolen identities. Aside from getting protection services such as the one offered by Identity Guard, people can perform utterly practical things that seem so simple but are really effective in thwarting theft. One such way is to destroy paper and plastic trails. Getting a shredder may be one of the best investments made as it is an important instrument in the destruction of documents that bear sensitive information. For the best results, get a shredding machine that can be used for both paper and plastic.

Another effective way is through credit protection services. According to the Javelin research, individuals who subscribed to these services were found to have reduced their amount of losses due to fraud. The company's annual survey revealed that the victims who learned of the crime via their subscriptions to the protection services saw significantly lower amounts of filched money. These people were able to avert the possibility of bigger losses through the said subscriptions and by monitoring their accounts regularly. Their self monitoring activities and the added protection from ID protection services have prevented them from completely becoming victims of identity theft.

Therefore, it certainly pays to have the support of reliable protection services, such as Identity Guard. And when this is supplemented with vigilance from the consumers themselves, the odds of becoming identity theft victims are substantially lowered. To make sure of getting the suitable protection, always make it a point to obtain services from companies that have been providing dependable services through the years. In addition, take advantage of the practical tips that help in improving security.

Keidra's Law Degree Stolen And The Phantoms Laughed

Keidra was so excited. She had been accepted by the University of her choice. Even more excited were Keidra's parents. They had been paying money into a good safe investment college fund for sixteen years. Time to liquidate part of the money as Keidra was headed to school to become a lawyer.

Keidra's parents had been very meticulous about funding and keeping track of her future as an attorney. When the statements came to their mail box they were immediately opened and scrutinized. Keidra had been present for this family tradition from the time she was ten years old.

She and her parents planned a special dinner the night the first check was to be sent to the admissions office of the University. Keidra had envisioned herself walking across the stage with that final degree of accomplishment in her hand. She had envisioned as well the victory in passing the bar exam. Her life would be great with her dream becoming a reality.

What Keidra and her parents didn't know was that Keidra's identity had been stolen along with theirs. It was 10:00 AM, a hot muggy summer day when Keidra and her parents received the phone call from the University Staff. The check for Keidra's first semester had bounced. How could this be?

Keidra's family went into panic mode. Her parents checked their financials only to find that the majority of their money gone. They were good stewards of their money. They had worked and saved and invested with wisdom.

What they had not done was listen when there was a news report on the media about Identity Theft because it could never happen to them. Those poor souls that experienced such trauma were out there in the busyness of life.

Starting with the phone call from the University, Keidra and her family entered into a nightmare of hell that had been carefully planned and executed. Their Identity had been stolen and sold to only God knows how many people.

Their hope turned into hopelessness. Their life of happiness turned into a life of stressfulness and dark depression. The family unit was damaged to the point of seeking therapy. They could get very little help from anyone in law enforcement. Keidra's vision of becoming an attorney soon became the reality of being a waitress at a nearby diner.

Identity Theft is the fastest growing crime in the world. It takes years and many times a lifetime to recover. The key factor in Identity Theft is to hold on to hope. Anyone can start over regardless of age, stage, or condition. If we give up our hope, we allow The Phantoms Of Darkness to control our lives.

Is this what we really want to do? Live in the dark world of Phantoms? Envision your hope as a peaceful light of love around your world and allow that love to lead guide and direct you to a new and more productive life. You can do it! Learn how to recover and protect yourself. It just takes becoming aware.


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